Retirement Planning
For today’s retiree, we believe it may be necessary to use more than just two primary asset classes, stocks and bonds, to have a secure retirement. Today’s retirees are living longer and potentially facing more difficult economic circumstances than prior generations. With longer life-expectancy, rapidly increasing medical costs and more difficult economic circumstances comes the need for a fresh approach to retirement planning.
By bringing additional asset classes into your portfolio, it may be possible to reduce exposure to market risk, provide more consistent income and give you a smoother ride in retirement.
The Core4 is our framework for integrated retirement planning. Utilizing the Core4, we can tailor the risk and reward potential of your entire portfolio to meet your comfort level, generate income, and provide opportunities for growth.
As we hear and understand your retirement vision, our Advisory Team designs an asset allocation across each of the Core4 segments appropriate for your situation, letting you focus on enjoying a full and fulfilling retirement.
Stability
- Principal Protection
- Growth potential without market risk
- Asset Protection
- Medical expense hedging
- Options for Lifetime Income
Income
- Diversified income sources targeting a more secure retirement
- Planning for various sources of increasing income to combat inflation
- Strategic income distribution planning
- Tax benefits via income planning
- Examples: Dividends, Fixed Income, Social Security, Real Estate, Guaranteed Income, etc.
Growth
- Quality dividend-paying and growth stocks
- Oak Harvest proprietary “Quantamental Process” to identify companies exhibiting sales growth, margin expansion, and strong return on invested capital
- Compound growth & increasing income via dividend growth and reinvestment
- Future inflation hedging
Alternatives
- “All-Weather” approach seeks growth in various market conditions
- Targeting higher risk-adjusted returns relative to the S&P 500
- Risk hedging using proprietary strategies
- Targeting lower risk of severe draw-down in extended down markets
"Stability", "Reliable", "Safe", "Protection of Principle", "Lifetime Income", "Guaranteed Income" or other guarantees are associated with fixed insurance products, not securities. Any guarantees are subject to the claims paying ability of the issuing insurance company and may be subject to limitations or fees. Investing involves the risk of loss, and growth in value or income from securities is not guaranteed. Past performance does not guarantee future return. Advisory services provided through Oak Harvest Investment Services, LLC. Insurance services provided through Oak Harvest Insurance Services, LLC.
Tax Strategies for Retirement
THE RETIREMENT INCOME SHOW
Listen to our radio show hosted by Troy Sharpe at 12 p.m. every Sunday on 740 AM Newsradio 740KTRH.
YOUTUBE RETIREMENT CHANNEL
Plan for your retirement more effectively, through informative case studies on challenges faced by people just like you.
