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Chartered Financial Consultant®

Advanced planning for every person, every need. That’s the goal of a ChFC® (Chartered Financial Consultant®) designation from The American College of Financial Services.

The Chartered Financial Consultant® (ChFC®) credential was introduced in 1982. This designation has the same core curriculum as the widely known CFP® designation, plus additional elective courses that focus on various areas such as divorcees and special needs families.

To secure the designation, applicants must have three years of full-time business experience within the preceding five years and must complete nine university-level courses, equivalent to 27 semester credit hours. Students must master over 100 topics on integrated advanced financial planning, covering areas including:

  • Financial Planning: Process and Environment
  • Insurance Planning
  • Employee Benefits Planning
  • Income Tax Planning
  • Estate Tax, Gift Tax, and Transfer Tax Planning
  • Asset Protection Planning
  • Retirement Planning
  • Estate Planning
  • Applications of Comprehensive Financial Planning and Consulting

As with the CFP®, the ChFC® holder must continue to earn 30 continuing education credits every 2 years plus an ethics certification to maintain the designation. This involves taking courses and participating in programs to keep current on financial planning practices.

Meeting all these requirements leads to a ChFC® designation.

 


Source: The American College of Financial Services

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