How Losing Sleep Could Translate to a Loss of Money

By Info OakHarvest | March 28, 2018 | 0 Comments

How Losing Sleep Could Translate to a Loss of Money Some teenagers seem to sleep a lot. As parents and grandparents, we can find this rather aggravating. But the fact is, as we get older, our sleep patterns may change, and our sleep can be less restful.1 Perhaps it’s a good idea to let young people…

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Evolution of the 401(k)

By Info OakHarvest | March 28, 2018 | 0 Comments

Evolution of the 401(k) When employer-sponsored 401(k) plans were introduced in the 1980s, an unexpected consequence occurred: Pensions stopped being the norm. One reason is that companies found 401(k) plans less expensive than traditional defined benefit plans.1 At the time, 401(k) plans were touted as an opportunity for greater earnings and a richer retirement lifestyle.…

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Why It’s Important to Care for the Caregivers

By Info OakHarvest | March 28, 2018 | 0 Comments

If you picture yourself receiving long-term care at some point, you likely envision a medical professional sitting bedside, tending to your needs. However, the bulk of long-term care in the U.S. is actually provided by family caregivers.1 According to a recent Merrill Lynch study, 20 million Americans become caregivers each year. Moreover, family caregivers collectively…

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The Federal Reserve’s Role in the Economy

By Info OakHarvest | March 28, 2018 | 0 Comments

The Federal Reserve’s Role in the Economy The U.S. government’s system of checks and balances applies not only to its distribution of power but also to its economic viability. The Securities and Exchange Commission regulates the investment industry, the Consumer Financial Protection Bureau safeguards the interests of consumers and a banking supervisory system regulates U.S.…

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Exclusive vs. Inclusive Investing

By Info OakHarvest | March 28, 2018 | 0 Comments

  There are many different approaches to investing in the stock market, but most fall under two categories: exclusive and inclusive. Exclusive means conducting thorough research on prospective companies and investing in a portfolio of select, thoroughly vetted securities. One of the advantages of this approach is that if an investor’s research pans out, he…

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Prescription Drug Trends

By Info OakHarvest | February 28, 2018 | 0 Comments

Prescription Drug Trends A gene therapy treatment recently approved by the Food and Drug Administration for use against leukemia is priced at $475,000 for a one-time treatment.1 While it’s exciting that new treatments, including prescription drugs, appear to be getting closer to curing society’s most lethal diseases, many of us wonder how we can afford them.…

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Retirement Conversations: What Do You Do?

By Info OakHarvest | February 28, 2018 | 0 Comments

Retirement Conversations: What Do You Do? We spend a lifetime working, building a career, raising a family, etc. Then we retire, and some unsuspecting acquaintance asks, “What do you do?” It’s a whole new ballgame now. This can be a difficult question for new retirees. Our gut instinct is to identify ourselves by our occupations…

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Artificial Intelligence: Innovation for Today’s World

By Info OakHarvest | February 21, 2018 | 0 Comments

Artificial Intelligence: Innovation for Today’s World Artificial intelligence (AI) is rapidly changing the way businesses build products and even provide customer service. We now have automated virtual assistants and “chatbots” answering customer service calls.1 We even have self-driving cars being tested for pizza delivery.2 These quantum leaps in technological advances present both opportunities and challenges. For…

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Innovation Around the World

By Info OakHarvest | February 21, 2018 | 0 Comments

Innovation Around the World Digital music service Spotify and the popular electronic games Minecraft and Candy Crush Saga all originated in Sweden. The country is home to some of the world’s largest technology companies and is second only to Silicon Valley for tech giants.1 Sweden provides free health care, free higher education and outstanding infrastructure…

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Innovating to Solve Problems

By Info OakHarvest | February 14, 2018 | 0 Comments

Innovating to Solve Problems The 2017 hurricane season was one of the most active of the new century, and scientists are predicting hurricanes will likely get more intense in the decades to come.1 But these predictions for worsening conditions in the future may pave the way for stronger innovation. For example, the governor of Puerto Rico,…

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