Posts by Info OakHarvest

Mitigating Risk Goes Beyond Asset Allocations

Mitigating Risk Goes Beyond Asset Allocations What do Harvey Weinstein, “America First” policies and asset allocation have in common? Quite a bit, it turns out, when it comes to evaluating the various risk factors that can affect an investment or portfolio. Anyone who’s ever taken a hot minute to observe the market or talk shop…

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Get Creative When Pre-Planning Funerals

Get Creative When Pre-Planning Funerals Think about how much time we put into planning things like college, a wedding, moving to a new home, having a baby and retirement. Now think about how much time we put into planning for our death. For many people, it’s no time at all. Perhaps you’ve got your estate…

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A Look at the Potential Effects of Tax Reform

A Look at the Potential Effects of Tax Reform The tax overhaul legislation that was passed in December has been billed as a means to streamline tax filings at both the individual and corporate level.1 We certainly could use it. According to the IRS, Americans spend a total of 6.6 billion hours a year filling out…

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Traveling on a Fixed Income

Traveling on a Fixed Income Oh, the places you’ll go! Renowned author Dr. Seuss wrote a children’s book in 1990 that has become a popular graduation gift for young adults. Part of its message:1 “You’re off to Great Places! Today is your day! Your mountain is waiting. So … get on your way!” Perhaps for…

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Preparing for Retirement — Do You Have a Plan?

Preparing for Retirement — Do You Have a Plan? For much of the 20th century, many employees who spent decades working for one company typically received a pension plan. According to the Center for Retirement Research at Boston College, 88 percent of all private-sector employees in 1975 had a pension.1 With the confidence of knowing their retirement…

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Strokes: Symptoms and Treatment Innovations

Strokes: Symptoms and Treatment Innovations In the United States, someone has a stroke every 40 seconds. Often referred to as a “brain attack,” a stroke is caused by injury to a blood vessel that limits the flow of blood to the brain.1 The causes include some of the same ones that cause a heart attack, including…

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Women’s Issues and Retirement

Women’s Issues and Retirement In 2017, women organized and made headway toward real change, making it a hallmark year for women’s issues. The year started with the Women’s March in January and ended with the #MeToo movement spreading across the globe.1In addition, record numbers of women considered running for public office.2 The thing is, many…

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Keep an Eye on Interest Rates

Keep an Eye on Interest Rates   Optimism often predates good news. Such was the case last year when, just before the end of the year, Congress passed legislation that significantly reduced the corporate tax rate. The anticipation of this fulfillment of one of President Trump’s pro-business campaign promises helped drive up stock prices in…

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Finding Neutral Ground on the Internet Rights Debate

Finding Neutral Ground on the Internet Rights Debate It can be confusing when government bureaucrats and the media offer wildly different perspectives on the intent and ramifications of a new controversial policy. This was plainly evident in December regarding the issue of net neutrality. According to the Federal Communications Commission (FCC), the new “Restoring Internet…

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Exploring the Behavioral Biases of Investing

Exploring the Behavioral Biases of Investing Despite the research and due diligence necessary in developing an investment portfolio, investors are frequently influenced more by their own emotional and behavioral biases than by data.1 These biases may include overconfidence, regret, impatience and the desire to “keep up with the Joneses.” In fact, personnel from at least one…

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